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Vivriti Asset Management: Bridging India’s Mid-Market Credit Gap with Specialized Solutions

Going deep to lead

We enable financial access through specialised private credit solutions.

Our Story

In 2019, a small, passionate group set out to challenge the status quo in Indian mid-markets. Our aim was clear: bring global capital to this vibrant yet underserved sector.

Relying on high standards of governance, due diligence, and firsthand intelligence, we went all in, visiting tier 2 cities, factories, and offices of growing companies overlooked by mainstream institutions.

With a strong base to spot opportunities, we launched debt Alternate Investment Funds (AIFs) that connected grassroots entrepreneurs and SMEs to institutional, private wealth, and offshore investors.

Our model delivered, returning capital and promised yields even through the pandemic. With satisfied investors, we scaled up, establishing our expertise in debt solutions.

Our Story

Our model delivered, returning capital and promised yields even through the pandemic. With satisfied investors, we scaled up, establishing our expertise in debt solutions.

Today, Vivriti Asset Management bridges the gap for SMEs, unlocking credit access while helping investors achieve financial, social, and environmental impact. Aligned with the UN SDGs, our AIFs have raised over US$ 250 million across seven funds, with around US$ 200 million currently under management.

Backed by

Marquee Investors logoCreation Investments Foundation logolightrock logoTVS CAPITAL FUNDS (P) LIMITED logo
What sets Vivriti Apart

"We are specialists. Everything we do, our product, our people, our technology stack, our engagement, our relationships, our distribution & presence… all of it is attuned to our customer segment."

- Vineet Sukumar, CEO

01

Focussed on private credit solutions

We are not spread thin across categories. Our focus gives us a much precise and nuanced understanding of risk, leading to the market beating performance of our funds.

02

Doing it ourselves

Nothing beats firsthand intelligence. You will find us in factories, workshops, and offices of growing, feasible companies, often in tier 2 or 3 cities. This reflects directly on the asset quality offered to investors.

03

Principles guide us

Integrity, governance and ethics are inherent to our operations.

04

Best investing minds

We're stocked up on intellectual firepower. The investment teams at Vivriti combine decades of expertise, with a disciplined approach, to deliver consistently, in all market climates.

VALUES

An Intention Driven Culture

Everything we are and everything we do is defined by a shared sense of values, a collective vision and an open, collaborative environment.

Integrity

Ethics guide every decision.

Transparency

Building trust through openness.

Client-Centricity

Investor interest comes first, in all that we do.

Passion

We're not doing a job, we are on a mission.

Work Ethic

Nothing substitutes rigour, sincerity and attention to detail.

Team Power

Diverse minds are richer and more effective.

PEOPLE

Core Team

Expertise defines us. Our fund managers have rich experience in credit, finance and structured investments, delivering results with precision and innovation.

We're helmed by unique individuals, who combine business acumen and an entrepreneurial spirit with the desire to make a real difference.

Narayanan Ramachandhran

Chairman & Independent Director

Narayanan Ramachandhran LinkedIn profile

Vineet Sukumar

Executive Director

Vineet Sukumar LinkedIn profile

Namrata Kaul

Independent Director

Namrata Kaul LinkedIn profile

John Tyler Day

Nominee Director

John Tyler Day LinkedIn profile

Lazar Zdravkovic

Nominee Director

Lazar Zdravkovic LinkedIn profile

Gaurav Malhotra

Nominee Director

Gaurav Malhotra LinkedIn profile

Krishna Ramachandran

Nominee Director

Krishna Ramachandran LinkedIn profile

Strong Governance: The Foundation of Our Journey

GOVERNANCE

Even the most exciting journeys have guard rails

Strong governance practices form the foundation of our operations, ensuring transparency, stakeholder protection, and accountability.

Independent Oversight

Our oversight committee includes an independent Chairman, Director, and Members, ensuring objective decision-making and robust conflict management.

Narayan Ramachandran

Independent Chair on the Board

Namrata Kaul

Independent Chairman

Kalpesh Gada

Independent Member of the Investment Committee

Governance Process
Communication & Transparency

Communication & Transparency

We prioritize timely information sharing, particularly around potential conflicts, to uphold credibility and trust.

Conflict of Interest Management

Conflict of Interest Management

Board-approved policies guide our interactions with group companies and related entities, ensuring client-first, independent decision-making.

Clear-Cut Policies

Clear-Cut Policies

Our governance framework encourages trust and accountability at all levels, protecting employees who raise concerns.

We align with the best to stay steadfast to our vision.

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DEI

Every Voice Plays Its Role
At Vivriti Asset Management, diversity, equity, and inclusion (DEI) are central to our work and leadership.
We are committed to building an inclusive ecosystem that empowers investors, employees, issuers, and businesses while recognizing talent without bias and ensuring equal opportunities for all.
Our DEI (Diversity, Equity and Inclusion) approach fosters accessibility, fair progression, and a culture that values diverse perspectives and mutual feedback.
Work Representation in our Workforce

With strong representation of women across all levels, we continue to advance balanced leadership, inclusive decision-making, and employee well-being.

These principles have enabled us to build trust-based relationships with stakeholders and contribute meaningfully to India's credit growth.

Women Work Representation in our Workforce
CategoryPercentage
Overall workforce37%
Managerial positions45%
Leadership roles29%
Board positions14%
Work Representation in our Workforce
37%Overall workforce
45%Managerial positions
29%Leadership roles
14%Board positions